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Posts Tagged ‘Finance’

Case Study – CRE Loan/Business HELOC

OPPORTUNITY: Purchase 6,382 sq ft creative office space in Santa Monica, CA.

PROFESSION: Jewelry/CRE NET WORTH: $100MM

SOLUTION: 5 Year Prime based variable rate Interest only loan/
5 Year Business HELOC

Value: $4,300,000

Down Payment: $500,000

Loan: $2,000,000

DSCR: 1.40x LTV: 47% DEBT YIELD: 14.99%

RLOC: $3,000,000

DSCR: 2.81x LTV: 60%

OPEN

If you have a similar case, or question, please e-mail me on privatebanker@facebook.com

Consult with me on Maven

Business Owner Advisory Services

November 1, 2013 Leave a comment

As a member of the Business Owner Advisory Group, I seek to bridge the gap between business and personal goals through the development of a comprehensive plan.

BUSINESS GOALS

  • Growing Revenue
  • Retain Key Employees
  • Risk Mitigation
  • Financial Concerns
BUSINESS OWNER PERSONAL GOALS

  • Income and Cash Flow
  • Growing Wealth
  • Risk Mitigation
  • Wealth Transfer/Charitable

The scope of our business owner advisory services include comprehensive integrated solutions to meet business and personal goals.

Business owner planning substantially expands the scope of more traditional ‘Financial Planning’.

  • Tax Strategy Planning
  • Wealth Transfer Planning
  • Charitable Planning
  • Business Planning
  • Wealth Planning
  • Family Business Continuation
  • Addressing Family Issues
  • Business Succession Planning

 

Case Study – HELOC on Primary Residence (South Bay)

September 10, 2013 Leave a comment

helocOPPORTUNITY: Interested in reinstating HELOC after completing the refinance of their mortgage.

PROFESSION: Financial Services NET WORTH: Affluent

SOLUTION: HELOC

Value: $ 790,000

Mortgage: $350,000

LINE OF CREDIT: $225,000

CASE CLOSED

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com