Case Study – Commercial Real Estate Purchase

OPPORTUNITY: Purchase and development of a 13,901 sq ft Walmart shadowed anchored retail space in AZ.

PROFESSION: CRE  NET WORTH: $39MM

SOLUTION: Libor based variable rate 3/25 loan with an Interest Rate Swap

Value: $3,550,000

Loan: $2,485,000

DSCR: 1.62 (1.41) LTV: 70% DEBT YIELD: 10.4% (9.1%)

OPPORTUNITY (upon purchase): Construction financing for pad

Loan: $900,000

SOLUTION: Construction Loan

OPEN

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Case Study – HELOC on cross collateral of Primary Residence and Investment Property (Calabasas)

OPPORTUNITY: Interested in tapping equity in investment property at lowest interest rate, request for new line of credit for further real estate investment and improvements.

PROFESSION: Construction NET WORTH: High Net Worth

SOLUTION: HELOC ON CROSS COLLATERAL OF PRIMARY RESIDENCE AND INVESTMENT PROPERTY

Value: $1,650,000

Mortgage: $1,158,000

Value: $995,000

Mortgage: $0

LINE OF CREDIT: $693,000

CASE CLOSED JUNE, 2012