Case Study – Residential Construction Loan

OPPORTUNITY: Request for a construction loan to construct new high end modular home for primary residence.

BORROWER: Individual

PROFESSION: Medical NET WORTH: Affluent

SOLUTION: Construction Loan

LOAN AMOUNT: $1,925,000

VALUE: $3,200,000 (‘subject to completion’) LTC: 63% LTV: 60%

DTI or GDSCR: N/A

OPEN

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com

“You will get all you want in life, if you help other people get what they want”
– Zig Ziglar

Case Study – HELOC

OPPORTUNITY: Request for HELOC for future improvements to picturesque property on the beach in Santa Monica. Requiring use of rental income from primary residence for cash flow.

BORROWER: Individual

PROFESSION: Entertainment  NET WORTH: Affluent

SOLUTION: HELOC

LOAN: $1,000,000

VALUE: $7,000,000    LTV: 14%

DTI or GDSCR: TBD

OPEN

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com

“You will get all you want in life, if you help other people get what they want”
– Zig Ziglar

Case Study – Mortgage

OPPORTUNITY: Diversifying from his commercial real estate portfolio, request through Business Owner Advisory Program to refinance primary residence.

PROFESSION: Commercial Real Estate NET WORTH: $144MM

SOLUTION: Mortgage

Value: $32,500,000

LTV: 22%

MORTGAGE: $7,000,000

OPEN

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com