Case Study – Mortgage

OPPORTUNITY: Completing construction financing on new primary residence in Brentwood, request to refinance from fully amortizing option into interest only ARM.

PROFESSION: Commercial Real Estate

NET WORTH: $53MM

SOLUTION: 5/1 Interest Only Value: $9,800,000 LTV: 66.3%

MORTGAGE: $6,500,000

OPEN If you have a similar case, or question, please e-mail me on ceisaac@ymail.com

Case Study – Commercial Real Estate Refinance

OPPORTUNITY: Refinance 49,951 sq ft industrial property in Vernon, CA.

PROFESSION: Wholesale/CRE NET WORTH: $126MM

SOLUTION: Libor based variable rate 7/25 loan fixed by an Interest Rate Swap

Value: $5,000,000

Loan: $3,000,000

DSCR: 1.54x LTV: 60% DEBT YIELD: 9.6%

OPEN

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Case Study – CRE Refinance and Cash Out on CRE

OPPORTUNITY: Having sold corporation to a public company, request to refinance existing $305,000 RLOC secured by owner occupied commercial real estate that houses operating company. Borrower requesting to consolidate existing $700,000 Unsecured RLOC into one facility.

PROFESSION: Entertainment  NET WORTH: $12MM

SOLUTION: Accommodate change of property from owner occupied to investor owned real estate.  Provide 4/4 CRE Loan with Interest Rate Swap.

Value: $3,100,000

Loan: $1,000,000

DSCR: .99 LTV: 32% DEBT YIELD: 9%

OPEN

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com