Archive

Posts Tagged ‘teamwork’

Case Study – Residential Construction Loan (Santa Monica)

OPPORTUNITY: Request for a construction loan to construct new high end modular home for primary residence.

BORROWER: Individual

PROFESSION: Medical NET WORTH: Affluent

SOLUTION: Construction Loan

LOAN AMOUNT: $1,925,000

VALUE: $3,200,000 (‘subject to completion’) LTC: 63% LTV: 60%

DTI or GDSCR: N/A

OPEN

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com

“You will get all you want in life, if you help other people get what they want”
– Zig Ziglar

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Case Study – Revolving Line of Credit

OPPORTUNITY: Request for RLOC for ‘hard money’ lending.

BORROWER: Corporation

PROFESSION: Attorney/Commercial RE Developer NET WORTH: High Net Worth

SOLUTION: RLOC

LOAN AMOUNT: $350,000

VALUE: N/A LTV: N/A

DTI or GDSCR: 3.79x

CLOSED

If you have a similar case, or question, please e-mail me on ceisaac@ymail.com

“You will get all you want in life, if you help other people get what they want”
– Zig Ziglar

Culture

Adapted from FORTUNE, 4/1/15

TIM COOK ON APPLE’S CORPORATE CULTURE
 “The culture of a company to me defines how excellent it will be, how helpful it will be, how ambitious it will be, how innovative it will be. But if there’s a self-honesty in the culture, [it also defines] how quick it is to admit the mistakes every company makes. There’s a whole set of things. Does a company have integrity or not? Does a company desire to do something more important than simply making money? Is there a reason for being, and do the employees really get the reason for being?
These things are critically important to me…”

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Building California’s Bank. We are committed to building California’s bank by becoming the top full-service bank serving California’s diverse private businesses, entrepreneurs and homeowners.